Ron H. Davis 
debt settlement can help you pay off your debt, but it is dangerous and you might have other options. When debt feels out of control, it may be debilitating. Perhaps your debts are past due in collections, or you owe more than you believe you could ever pay back. In these situations, debt settlement could … Read more
A debt management plan lowers your interest rate, sets up a three- to five-year payback schedule, and consolidates many credit card obligations into a single payment. If you’re having trouble paying your credit card bills every month, a debt management plan from a nonprofit credit counseling agency might be the help you need. A debt … Read more
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